Classic Card  (16 Digit VISA / Master Card)

 

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BIN

459150 VISA Classic  and  519619 Master Classic

Product Code

MCN –Master Classic

VCW – VISA Classic

For Non Cheque book a/c’s

ATM Limit

40000

POS Limit

For classic cards Rs. 50000 

Issuance Fee

Nil  (For first Year Only)

Annual Fees

 Rs. 112/-[Rs.100+Service Tax]  (From Second year)

Card Type

Signature Based / Pin Based

Logo

Master / VISA

Validity

Five years from date of Issue

Card Type

Domestic

Loyalty Points

2.5 points per Rs 100 spend at PoS

 


Silver Card  (16 Digit VISA / Master Card)

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BIN

459151 [VISA Silver],  519620 [Master Silver]

Product Code

MSN – Master Silver

VSW – VISA Silver 

For a/c’s with cheque book.

ATM Limit

40000

POS Limit

For silver cards   Rs. 75000

Issuance Fee

Nil  (For first Year Only)

Annual Fees

 Rs. 169/-[Rs. 150+Service Tax]  (From Second year)

Card Type

Signature Based / Pin Based

Logo

Master / VISA

Validity

Five years from date of Issue

Card Type

International

Loyalty Points

2.5 points per Rs 100 spend at PoS

 

State Bank Gold International Debit Card

State Bank Gold  International Debit Card
 

Eligibility Criteria

We redefine the eligibility criteria as follows:

. Customers having Average Quarterly Balance (AQB)

minimum Rs.50000/- in SB/CA

OR

. Depositors having deposit of >= Rs.5 lacs<Rs.10 lacs

OR

. Home loan borrowers having limit of >=Rs.10 lacs<20 lacs

OR

. Car Loan borrowers having limit of > = Rs.3 lacs<Rs.5 lacs


Magnetic Stripe or Chip-based

A Magstripe card. Chip-based card to be issued on customer demand.

Daily cash limits at ATMs Withdrawal Limit

  1. Min Rs.500/ and max Rs.50000/- in India

  2. Max USD 1000 or equivalent thereof abroad

Daily Point of Sale/Online Transaction Limit

  1. Max Rs.2 lac in India

  2. Max USD 4000 or equivalent thereof abroad


Issuance charges

Magstripe: Nil

Chip-based: Rs.100/-


Annual Maintenance Fee

Rs.225/-[Rs. 200+Service Tax] per annum from second year of issue


Complimentary Insurance

  1. Rs.2 lacs (accidental death only)

  2. Rs.5,000/- on purchase protection for theft/damage upto 90 days from the date of purchase in respect of transactions carried out at Point of Sale/Merchant Establishment.

Loyalty points

4 loyalty points for every Rs.100 spent

SMS Alerts for better tracking

Instant SMS alerts for all transactions made on debit card

State Bank Platinum International Debit Card

State Bank Gold  International Debit Card
 

Eligibility Criteria

We redefine the eligibility criteria as follows:

. Customers having Average Quarterly Balance (AQB)

minimum Rs.1 lac in SB/CA

OR

. Depositors having deposit of > Rs.10 lacs

OR

. Home loan borrowers having limit of >=Rs.20 lacs

OR

. Car Loan borrowers having limit of > = Rs.7.5 lacs


Daily cash limits at ATMs Withdrawal Limit

  1. Min Rs.500/ and max Rs.1,00,000/- in India

  2. Max USD 2000 or equivalent thereof abroad

Daily Point of Sale/Online Transaction Limit

  1. Max Rs.2 lac in India

  2. Max USD 4000 or equivalent thereof abroad

Issuance charges

Rs.300/- (Branch Manager to have discretion to waive)*

Annual Maintenance Fee

Rs.225/-[Rs. 200+Service Tax] per annum from second year of issue

Complimentary Insurance

  1. Rs.5 lacs (accidental death only)

  2. Rs.50,000/- on purchase protection for theft/damage upto 90 days from the date of purchase in respect of transactions carried out at Point of Sale/Merchant Establishment.

Loyalty points

5 loyalty points for every Rs.100 spent

SMS Alerts for better tracking

Instant SMS alerts for all transactions made on debit card



 

OTHER BANK ATMs 

 State Bank ATM-cum-Debit card holders can withdraw from other Bank ATMs as per the Reserve Bank of India Guidelines. 

The same guidelines are applicable to other Bank card holders using State Bank ATMs.

The RBI guidelines for ATM transactions using other Bank ATMs are given below :

1. The maximum cash withdrawal by customers of other banks is limited to Rs 10000/- per transaction.

2. Free cash withdrawals are permitted to other bank customers only up to 5 transactions per calendar month.

3. The ceiling of cash withdrawals free of charge for other Bank ATM Card holders are being extended only to Savings Bank account holders.

4.  Rs 17/- per transaction will be charged from the 6th withdrawal transaction in a month.