| . |
Your Requirement |
We recommend |
Remarks and highlights |
| 1. |
I do not have any account
with any Bank. Want to open an account with the bank to operate as and when required |
Savings
Bank |
Minimum deposit Rs. 500/-
with cheque book facility and Rs.300/- without cheque book facility |
| 2. |
Invest a lumpsum amount
onetime for a specific period and collect interest at monthly, quarterly, half- yearly or
yearly intervals |
Term
deposit |
7 days to 120 months Term
deposit. Ideal for retired persons and needs to fulfil only with the interest amount. |
| 3. |
Investment an amount
onetime for a specified period and get a sum together with interest at the end of the
term. |
Special
Term deposit |
Period can be from 6
months upto 10 years. Ideal to take care of your future needs like marriage, house
construction, children’s higher education, etc., |
| 4. |
My saving
amount is irregular and want to save bit by bit and spend when the need is big. |
SUPER SURPLUS Variable Deposit scheme |
Monthly installment is
Rs.100/- to Rs. 1000/- and is accepted in multiples of Rs.100/- thereafter. Period from 12
to 120 months. |
| 5. |
I want to save a fixed amount every month and spend when the need is big. |
Thrift or Recurring deposit |
Period from 12 to 120
months. |
| 6. |
I want to withdraw a
portion of the fixed deposit without premature closing of the whole deposit and thus
getting penalised for the whole amount. |
Unit
deposit scheme |
Period from 15 days to 10
years. Minimum Amount Rs. 10,000/- with no upper limit. Withdrawal permitted in multiples
of Rs. 1000/- |
| 7. |
Any special schemes for senior citizens. |
|
We offer 0.5% extra
interest on all fixed deposits for 1 year & above and minimum of Rs. 5000/- by senior
citizens. |
