STATE BANK OF TRAVANCORE

FOREIGN INWARD REMITTANCE - TIPS TO THE REMITTER

For transferring funds from a foreign country through our Nostro account, for crediting an account

with any of our branches, the remitter abroad is required to fill up the following particulars in the fund

transfer application for smooth transfer of the funds to the ultimate beneficiary.

1. PAY TO

(Field 56 : Intermediary bank)

- Name and address of our Correspondent Bank for the respective currency

- Swift Code -[Mention the code of the correspondent bank]

- Bank Clearing Code [Mention the FEDWIRE Routing No / CHIPS ABA No of the correspondent, for remittance in USD and CHAPS SORT CODE of the correspondent for remittance in Pound Sterling & IBAN No of correspondent for remittance in EURO ]

2.FOR CREDIT OF

(Field 57)

- Beneficiary bank: Mention State Bank of Travancore, Foreign Exchange Department, Ernakulam SWIFT BIC – SBTRINBBFED

- Account No…………........[Furnish our Nostro a/c no. with the correspondent Bank mentioned under item No.1]

3.BENEFICIARY CUSTOMER

(Field 59 : Ultimate beneficary)

- State Bank of Travancore......………..…Branch

- Name ..................(Beneficiary A/c holder's name)

- Account No ...........( beneficiary's 11 digit account

number with SBT)

4.REMITTANCE INFORMATION

(Field 72)

Mention purpose of remittance – eg. For opening FCNR a/c for ….Yr./ For NRE TD/STD Deposit for….Yr./For crediting NRE / NRO SB account ……. etc

* The remittance information should be clearly indicated to avoid wrong conversion of funds meant for depositing in FCNR(B) deposits into Indian Rupees. The conversion and re-conversion to foreign currency may entail loss to the depositor due to rate change.

For hassle free transfer of funds please ensure that the funds transfer is effected only through our Correspondent Banks

Examples for filling up the applications, if the remitting bank is other than our correspondent bank, are given below for your guidance.

Example 1. For remitting US Dollars through our nostro a/c with JP Morgan Chase Bank N.Y, item no. 1 & 2 in the application should be filled as follows:

1. PAY TO

(Field 56 : Intermediary bank)

JP Morgan Chase Bank

(Chase Manhattan Bank, New York SWIFTBIC – CHAUS33

CHIPS ABA no.CP 0002 FEDWIRE Routing no. 021 000 021)

2. FOR CREDIT OF

(Field 57)

State Bank of Travancore Foreign Exchange Department, Ernakulam SWIFTBIC-SBTRINBBFED CHIPS UID No.053666

Chase A/C No.001-1-406 493

Please note that CHIPS ABA No. & CHIPS UID No. are relevant only for New York Clearing House transactions and FEDWIRE ABA No. is relevant for Federal Reserve clearing transactions

Example 2. For remitting GBP through our Nostro a/c with Standard Chartered Bank , London, item no. 1 & 2 in the application should be filled as follows:

1. PAY TO

(Field 56 : Intermediary bank)

Standard Chartered Bank,London

SWIFTBIC – SCBLGB2L

CHAPS SORT CODE : 60-91-04

2. FOR CREDIT OF

(Field 57)

State Bank of Travancore Foreign Exchange Department, Ernakulam

SWIFTBIC-SBTRINBBFED

A/C No.01250752801

Example 3. For remitting EURO through our nostro a/c with Deutsche Bank AG, Frankfurt, item no. 1 & 2 in the application should be filled as follows:

1. PAY TO

(Field 56 : Intermediary bank)

DEUTSCHE BANK AG,Frankfurt

SWIFTBIC - DEUTDEFF

IBAN No:DE 24 5007 0010 0953

2. FOR CREDIT OF

(Field 57)

State Bank of Travancore Foreign Exchange Department, Ernakulam

SWIFTBIC-SBTRINBBFED

A/C No. 100953427200

For remitting in other currencies, the name of our correspondent bank for the currency is to be mentioned under Item No.1 and Foreign exchange Department address,SWIFT BIC and the respective Nostro account number is to be furnished under Item No.2. Item 3,4,&5 will be common for all currencies and are to be completed in full.