| . |
Your Requirement |
Our Scheme |
Highlights |
| 1. |
Want a running overdraft limit for meeting your various personal
requirements, without disturbing your fixed deposit
with us? |
Cash Key |
Overdraft of 90% against
your Deposit + accrued Deposit Interest Interest charged
only for withdrawn amount |
| 2. |
Against
Gold ornaments Want an running
overdraft facility to meet various personal needs or onetime loan amount ? |
Liquid Gold for running account Gold Loan for onetime loan |
Rs 575/- per gram of 22
ct. or higher purity (The amount per gram may vary depending on market conditions).
Interest charged only for withdrawn amount. The maximum amount is Rs. 5 lacs. |
| 3. |
Wish to purchase a vehicle like Car, Scooter, Motor Cycle etc. for
personal use? |
Car
Loan Two Wheeler Loan |
|
| 4. |
Want assistance to meet
tuition & other fees, cost of books/equipments etc for studies
of your ward in India/abroad? Are you a salaried/regular
income earner? |
Gyan Jyothi Education Loan |
95% of cost of studies in
India and 85% abroad. Maximum Rs. 10 lacs for School/
College education in India. Rs. 15 lacs for Technical / Professional higher studies in
India and abroad |
| 5. |
Do you wish to avail a single limit against a basket of securities like
NSC, KVP, IVP,UTI Units, LIC policies etc for your various consumption needs? |
Mitra Varsha |
Minimum Rs.50,000/- and
maximum Rs.5,00,000/- Period - 12 months (To be renewed
annually) |
| 6. |
Are you in need of short term funds for various purchase/ emergent requirements such
as marriage, family function, travel, treatment etc? Purchase
of TV, Washing Machine, Refigerator etc. |
Sahaya Varsha |
15 times net monthly
income Minimum Rs.10,000/- maximum Rs.2,00,000/-
Period: 6 to 60 months |
| 7. |
Are you in need of long term funds for various general purposes/ consumer needs? Can you offer Mortgage of landed
properties? |
Suvidha |
24 times net monthly
income for salaried persons. 2 times net annual income for others. Minimum Rs. 50,000/- maximum Rs. 25,00,000/- Period: 84
months |
| 8. |
If you are a Pensioner and
want to take a loan based on it? |
Prasanthi |
Upto 60 years of age. 15
times monthly pension- maximum Rs. 1 lakh 60 to 65 years of age - 12times monthly
pension - maximum Rs.75000.00
60-70 years o age - 10 times monthly pension - maximum Rs. 60000
Repayment
Upto 60 years - 54 EMI
60-65 years - 48 EMI
65-70 years - 36 EMI
|
| 9. |
Do you require Long term
loan for purchase/construction/renovation of house? Want to furnish your house?
Are you a salaried/regular income earner? |
Housing Finance Home Decor loan |
60/48 times net monthly
income (repayment obligation should not exceed 50% of NMI). Loan: 80% of the project cost Maximum Rs. 50 lacs
Period:180 months (EMI) |
| 10. |
Any scheme for
celebrating Festivals and family occasions like Upanayanam etc. |
Festival Loan |
4 times net monthly
income Minimum Rs. 5000/- and maximum Rs. 50,000/-
Repayable in 10 equal monthly installments. |
| 11. |
Are you
a NRI? Are you planning to purchase/construct/renovate your house? |
NRI Housing Loan |
60/48
times net monthly income (repayment obligation should not exceed 50% of NMI). Loan: 80% of
the project cost. Maximum Rs. 50 lacs
Period:180 months (EMI) |
| 12. |
Are you
a NRI or your spouse a NRI? Are you planning to purchase a car/jeep/two wheeler? |
NRI car loan |
New
Cars - 30 Times NMI Two wheelers - 15 Times NMI
Loan: 80% of the cost of vehicle
Period:84 months (EMI) for new car
72 months (EMI) for two wheeler |
| 13. |
Are you
a NRI? Do you want assistance to meet tuition & other
fees, cost of books/equipments etc for studies of your ward in India/abroad? |
NRI Education Loan |
95% of
cost of studies in India
Only resident wards of NRI are eligible.Maximum Rs. 10
lacs for College education in India. |
