||Want a running overdraft limit for meeting your various personal
requirements, without disturbing your fixed deposit
||Overdraft of 90% against
your Deposit + accrued Deposit Interest
only for withdrawn amount
Want an running
overdraft facility to meet various personal needs or onetime loan amount ?
|Liquid Gold for running account
Gold Loan for onetime loan
1100/- per gram of 22
ct. or higher purity (The amount per gram may vary depending on market conditions).
Interest charged only for withdrawn amount. The maximum amount is Rs.
||Wish to purchase a vehicle like Car, Scooter, Motor Cycle etc. for
Two Wheeler Loan
||Want assistance to meet
tuition & other fees, cost of books/equipments etc for studies
of your ward in India/abroad?
Are you a salaried/regular
|Gyan Jyothi Education Loan
||95% of cost of studies in
India and 85% abroad.
Maximum Rs. 10 lacs for School/
College education in India. Rs. 15 lacs for Technical / Professional higher studies in
India and abroad
||Do you wish to avail a single limit against a basket of securities like
NSC, KVP, IVP,UTI Units, LIC policies etc for your various consumption needs?
||Minimum Rs.50,000/- and
maximum Rs.20 lacs
Period - 12 months (To be renewed
||Are you in need of short term funds for various purchase/ emergent requirements such
as marriage, family function, travel, treatment etc?
of TV, Washing Machine, Refigerator etc.
||15 times net monthly
Minimum Rs.10,000/- maximum Rs.2,00,000/-
Period: 6 to 60 months
||Are you in need of long term funds for various general purposes/ consumer needs?
Can you offer Mortgage of landed
||24 times net monthly
income for salaried persons. 2 times net annual income for others.
Minimum Rs. 25,000/- maximum Rs. 1 Crore
||If you are a Pensioner and
want to take a loan based on it?
||Upto 60 years of age. 15
times monthly pension- maximum Rs. 1 lakh 60 to 65 years of age - 12times monthly
pension - maximum Rs.75000.00
60-70 years o age - 10 times monthly pension - maximum Rs. 60000
Upto 60 years - 54 EMI
60-65 years - 48 EMI
65-70 years - 36 EMI
||Do you require Long term
loan for purchase/construction/renovation of house?
Want to furnish your house?
Are you a salaried/regular income earner?
Home Decor loan
|60/48 times net monthly
income (repayment obligation should not exceed 60% of NMI).
Maximum Rs. 3 Crore
Period:300 months (EMI)
a NRI? Are you planning to purchase/construct/renovate your house?
||NRI Housing Loan
times net monthly income (repayment obligation should not exceed 60% of NMI). Loan: 80% of
the project cost.
Maximum Rs. 3
Period:300 months (EMI)
a NRI or your spouse a NRI? Are you planning to purchase a car/jeep/two wheeler?
||NRI car loan
Cars - 30 Times NMI
Loan: 85% of the cost of vehicle
Period:84 months (EMI) for new car
a NRI? Do you want assistance to meet tuition & other
fees, cost of books/equipments etc
for studies of your ward in India/abroad?
|NRI Education Loan
cost of studies in India
Only resident wards of NRI are eligible.
Maximum Rs. 10
lacs for College education in India.