| . |
Your Requirement |
Our Scheme |
Highlights |
| 1. |
Want a running overdraft limit for meeting your various personal
requirements, without disturbing your fixed deposit
with us? |
Cash Key |
Overdraft of 90% against
your Deposit + accrued Deposit Interest Interest charged
only for withdrawn amount |
| 2. |
Against
Gold ornaments Want an running
overdraft facility to meet various personal needs or onetime loan amount ? |
Liquid Gold for running account Gold Loan for onetime loan |
Rs
1100/- per gram of 22
ct. or higher purity (The amount per gram may vary depending on market conditions).
Interest charged only for withdrawn amount. The maximum amount is Rs.
10 lacs. |
| 3. |
Wish to purchase a vehicle like Car, Scooter, Motor Cycle etc. for
personal use? |
Car
Loan Two Wheeler Loan |
|
| 4. |
Want assistance to meet
tuition & other fees, cost of books/equipments etc for studies
of your ward in India/abroad? Are you a salaried/regular
income earner? |
Gyan Jyothi Education Loan |
95% of cost of studies in
India and 85% abroad. Maximum Rs. 10 lacs for School/
College education in India. Rs. 15 lacs for Technical / Professional higher studies in
India and abroad |
| 5. |
Do you wish to avail a single limit against a basket of securities like
NSC, KVP, IVP,UTI Units, LIC policies etc for your various consumption needs? |
Mitra Varsha |
Minimum Rs.50,000/- and
maximum Rs.20 lacs Period - 12 months (To be renewed
annually) |
| 6. |
Are you in need of short term funds for various purchase/ emergent requirements such
as marriage, family function, travel, treatment etc? Purchase
of TV, Washing Machine, Refigerator etc. |
Sahaya Varsha |
15 times net monthly
income Minimum Rs.10,000/- maximum Rs.2,00,000/-
Period: 6 to 60 months |
| 7. |
Are you in need of long term funds for various general purposes/ consumer needs? Can you offer Mortgage of landed
properties? |
Suvidha |
24 times net monthly
income for salaried persons. 2 times net annual income for others. Minimum Rs. 25,000/- maximum Rs. 1 Crore |
| 8. |
If you are a Pensioner and
want to take a loan based on it? |
Prasanthi |
Upto 60 years of age. 15
times monthly pension- maximum Rs. 1 lakh 60 to 65 years of age - 12times monthly
pension - maximum Rs.75000.00
60-70 years o age - 10 times monthly pension - maximum Rs. 60000
Repayment
Upto 60 years - 54 EMI
60-65 years - 48 EMI
65-70 years - 36 EMI
|
| 9. |
Do you require Long term
loan for purchase/construction/renovation of house? Want to furnish your house?
Are you a salaried/regular income earner? |
Housing Finance Home Decor loan |
60/48 times net monthly
income (repayment obligation should not exceed 60% of NMI). Maximum Rs. 3 Crore
Period:300 months (EMI) |
| 10. |
Are you
a NRI? Are you planning to purchase/construct/renovate your house? |
NRI Housing Loan |
60/48
times net monthly income (repayment obligation should not exceed 60% of NMI). Loan: 80% of
the project cost. Maximum Rs. 3
Crore
Period:300 months (EMI) |
| 11. |
Are you
a NRI or your spouse a NRI? Are you planning to purchase a car/jeep/two wheeler? |
NRI car loan |
New
Cars - 30 Times NMI
Loan: 85% of the cost of vehicle
Period:84 months (EMI) for new car
|
| 12. |
Are you
a NRI? Do you want assistance to meet tuition & other
fees, cost of books/equipments etc for studies of your ward in India/abroad? |
NRI Education Loan |
95% of
cost of studies in India
Only resident wards of NRI are eligible.Maximum Rs. 10
lacs for College education in India. |
