State Bank ATM Cards

Classic Card (16 Digit VISA / Master Card)

    

 

 

BIN 459150 VISA Classic and 519619 Master Classic
Product Code
  • MCN – Master Classic
  • VCW – VISA Classic
  • For Non Cheque book a/c's
ATM Limit 40000
POS Limit For classic cards Rs. 50000
Issuance Fee Nil (For first Year Only)
Annual Fees Rs. 117/-[Rs.102+Service Tax] (From Second year)
Card Type Signature Based / Pin Based
Logo Master / VISA
Validity Five years from date of Issue
Card Type Domestic
Loyalty Points 2.5 points per Rs 100 spend at PoS

 

 

Silver Card (16 Digit VISA / Master Card)

   

 

 

BIN 459151 [VISA Silver], 519620 [Master Silver]
Product Code
  • MCN – Master Silver
  • VCW – VISA Silver
  • For a/c's with Cheque book
ATM Limit 40000
POS Limit For silver cards Rs. 75000
Issuance Fee Nil (For first Year Only)
Annual Fees Rs. 171/-[Rs. 150+Service Tax] (From Second year)
Card Type Signature Based / Pin Based
Logo Master / VISA
Validity Five years from date of Issue
Card Type International
Loyalty Points 2.5 points per Rs 100 spend at PoS

 

 

State Bank Gold International Debit Card

     

 

Eligibility Criteria

Customers having Average Quarterly Balance (AQB) minimum Rs.50000/- in SB/CA

OR

Depositors having deposit of >= Rs.5 lacs < Rs.10 lacs

OR

Home loan borrowers having limit of > =Rs.10 lacs < 20 lacs

OR

Car Loan borrowers having limit of > = Rs.3 lacs < Rs.5 lacs 

Magnetic Stripe or Chip-based

A Magstripe card. Chip-based card to be issued on customer demand.

ATM Limit
  • Min Rs.500/ and max Rs.50000/- in India
  • Max USD 1000 or equivalent thereof abroad
POS Limit
  • Max Rs.2 lac in India
  • Max USD 4000 or equivalent thereof abroad
Issuance Fee
  • Magstripe: Nil
  • Chip-based: Rs.102/-
Annual Fees Rs.171/-[Rs. 150+Service Tax] per annum from second year of issue
Complimentary Insurance
  • Rs.2 lacs (accidental death only)
  • Rs.5,000/- on purchase protection for theft/damage upto 90 days from the date of purchase in respect of transactions carried out at Point of Sale/Merchant Establishment.
Loyalty points 4 loyalty points for every Rs.100 spent
SMS Alerts for better tracking Instant SMS alerts for all transactions made on debit card

 

 

State Bank Platinum International Debit Card

     

 

Eligibility Criteria

Customers having Average Quarterly Balance (AQB) minimum Rs.1 lac in SB/CA

OR

Depositors having deposit of > Rs.10 lacs

OR

Home loan borrowers having limit of >=Rs.20 lacs

OR

Car Loan borrowers having limit of > = Rs.7.5 lacs

ATM Limit
  • Min Rs.500/ and max Rs.1,00,000/- in India
  • Max USD 2000 or equivalent thereof abroad
POS Limit
  • Max Rs.2 lac in India
  • Max USD 4000 or equivalent thereof abroad
Issuance Fee

Rs.311/- (Branch Manager to have discretion to waive)*

Annual Fees Rs.228/-[Rs. 200+Service Tax] per annum from second year of issue
Complimentary Insurance
  • Rs.5 lacs (accidental death only)
  • Rs.50,000/- on purchase protection for theft/damage upto 90 days from the date of purchase in respect of transactions carried out at Point of Sale/Merchant Establishment.
Loyalty points 5 loyalty points for every Rs.100 spent
SMS Alerts for better tracking Instant SMS alerts for all transactions made on debit card

 

State Bank SME Deposit Card

                                                    

     

 

 

Type and Nature of Card Magstripe and PIN base
Eligibility Criteria
  •    All   SME   Customers   of   non-personal   entities, including Customer Service Points(CSPs).
  •    Card would be mapped to their Current Account (s)   / Cash Credit Accounts.
  •    One card can be linked to three accounts under the same CIF and will contain name of the SME Customer.
Nature Of Use
  • Card can be used for deposit of Cash (INR) to the designated account(s).
  • Balance Enquiry, Mini Statement of the account, PIN Change is also permitted.
  • At present card can be used only in Cash Deposit Machines and Green Channel installed in SBT branches .
Deposit limit
  • Cash can be deposited by the way of currency notes only.
  • Maximum amount of currency notes deposited can be up to 200 pieces with the maximum limit of Rs.49900/- per transaction in CDM
  • As regards use of cards through Green Channel Counter at the branches, there is no limit on the number of pieces of currency notes. However, the maximum amount that can be deposited is restricted to Rs.40000/- only at present.
Service Charges Issue of Card Free
Duplicate / Replacement Card Rs.196/- + taxes
Issue of Re-PIN Rs.49/- + taxes
Annual Maintenance Charge As per Debit Cards

 

 

OTHER BANK ATMs
  • State Bank ATM-cum-Debit card holders can withdraw from other Bank ATMs as per the Reserve Bank of India Guidelines. 
  • The same guidelines are applicable to other Bank card holders using State Bank ATMs.
  • The RBI guidelines for ATM transactions using other Bank ATMs are given below :
    1. The maximum cash withdrawal on other banks is limited to Rs 10000/- per transaction.
    2. 3 Free transactions in 6 metro cities and 5 free transactions in other centres are permitted to our bank customers in other Bank ATMs per calendar month (Financial or Non-financial). This limit is not applicable to Small/No frill/ Basic Savings Bank Deposit account holders. These customers will continue to get 5 free transactions, irrespective of the centre, as hitherto. This ceiling of free transactions at other Bank ATMs is being extended only to Savings Bank account holders. Rs 20/- per financial transaction and Rs 8/- per non-financial transaction will be charged beyond this limit per calendar month (Excluding Service Tax).

 

OUR BANK ATMs (STATE BANK GROUP)
Nature of Transaction Monthly limit on number of free ATM transactions (both financial & non-financial)
Savings Bank customers maintaining an average monthly balance up to Rs 25000/- 5
Savings Bank customers maintaining an average monthly balance above Rs 25000/- Unlimited
Charges for transactions beyond this set limit (per transaction) Rs 5/-(Excluding Service Tax)