SBT Aishwarya Home Loan & Car Loan Scheme from 10.01.2011 for three months

SBT Home Loan upto Rs. 30 lacs

Interest Rate	Discount	Floating rate
Card Rate	----	1.25% above Base Rate currently 9.75%
First year	1% discount on card rate	0.25% above Base Rate currently 8.75%
2^nd & 3^rd year	0.25% discount on card rate	1% above Base Rate currently 9.5%
4^th year onwards	At card rate.	1.25% above Base Rate currently 9.75%

SBT Home Loan Above Rs. 30 lacs and upto Rs. 75 lacs

Interest Rate	Discount	Floating rate
Card Rate	----	1.50% above Base Rate currently 10%
First year	1.25% discount on card rate	0.25% above Base Rate currently 8.75%
2^nd & 3^rd year	0.50% discount on card rate	1% above Base Rate currently 9.50%
4^th year onwards	At card rate	1.50% above Base Rate currently 10%

SBT Home Loan Above Rs. 75 lacs

Interest Rate	Discount	Floating rate
Card Rate	----	1.50% above Base Rate currently 10%
First year	No discount allowed. At card rate	1.50% above Base Rate currently 10%
2^nd & 3^rd year	No discount allowed. At card rate	1.50% above Base Rate currently 10%
4^th year onwards	At card rate	1.50% above Base Rate currently 10%

Car Loan upto Rs. 5 lacs

	Discount	Floating rate
Card Rate	----	2.75% above Base Rate currently 11.25%
First year	2.00% discount on card rate	0.75% above Base rate currently 9.25%
2^nd & 3^rd Year	1.00% discount on card rate	1.75% above Base Rate currently 10.25%
4^th year onwards	At Card rate	2.75% above Base rate currently 11.25%

Car loans above Rs. 5 lacs

	Discount	Floating rate
Card Rate	----	2.50% above Base Rate currently 11%
First year	1.75% discount on card rate	0.75% above Base Rate currently 9.25%
2^nd & 3^rd Year	0.75% discount on card rate	1.75% above Base rate currently 10.25%
4^th year onwards	At Card rate	2.50% above Base Rate currently11%