S T A T E B A N K O F T R A V A N C O R E

SERVICE CHARGES IN VOGUE

Sl No	Item	Service charges
	ATM Services Annual Maintenance Fees	Rs.50/- (Applicable for all ATM/ Debit cardholders and will be levied at the start of 2nd year)
	ATM Services- Replacement of Damaged/Misplaced Cards	Rs. 220/- for each case
	Duplicate PIN / Regeneration of PIN	Rs 55/-
	Cheques Sent for Collection (inclusive of out of pocket expenses)	Upto Rs 10000/-		Rs 56
		Rs 10001 – Rs 100000		Rs 112
		Above Rs 100000/-		Rs 168/-
	Collection of Cheques through Speed Clearing	Above Rs 1 lac (No charges for lesser amount)		Rs 168/- per instrument
	Collection of Bills (inclusive of out of pocket expenses)	Upto Rs 5000/-		Rs 25 + Rs 35
		Rs 5001 to Rs 10000		Rs 25 + Rs 75
		Above Rs 10000.00		Rs 25 + Rs 6 per ‘000 Min Rs 125/- ( 25 + 100) and Max Rs 12500/-
	RTGS – Outward (Both R 41 & 42)	Rs 2 lac to Rs 5 lac Rs 28 Above Rs 5 lac Rs 56
	As per modified RBI Remittance Facilities Scheme (RBIRFS), service charges for RTGS remittance of funds under the scheme made by Commercial Banks, Co-operative Banks and Financial Institutions are as under: o A flat fee of Rs 200/- per transaction for first four remittances in a week o Service Charge @ of Rs 1.00 per Rs 1000. Min Rs 200/- Max Rs 1500/- per transaction for the 5^th remittance onwards in a week (Cir Ltr ACTS/GA18/79/2007) o However, if the transfer is effected electronically, charges are as given under Item 6 above.
	NEFT Outward	Upto Rs 100000/- Rs 6/- Rs 1 lac to Rs 2 lac – Rs 17- Above Rs 200000 - Rs 28/-
	SBGRPT Outward	Same as above
9	RTGS / NEFT / SBGRPT Inward	Nil
Sl No	Item	Service charges
	Funds transfer through Internet Banking:
	RTGS Outward:	Rs 2 lac to Rs 5 lac Rs 28 Above Rs 5 lac Rs 56
	NEFT Outward	Upto Rs 100000 Rs 6/- Rs 1 lac to Rs 2 lac – Rs 17- Above Rs 200000/- Rs 28/-
	Issue of Demand Drafts	Upto Rs 10000/-	Rs 30/-
		Above Rs 10000/-	Rs 2.50 per ‘000 (Min Rs 50/- Max Rs 12500/-)
		No cash remittance permissible for issue of Drafts of Rs.50000 and above.
	Bankers' Cheque	Upto Rs 10000/-	Rs30/-
		Above Rs 10000/-	Rs 2.50 per ‘000 (Min Rs 50/- Max Rs 12500/-)
		No cash remittance permissible for issue of BC's of Rs.50000 and above.
	Issue of Duplicate Bankers Cheque / STDR	Rs.110/-
	Issuance of Duplicate Demand Draft	Rs 110/- per draft
	Revalidation/Cancellation of Drafts / Bankers' cheque	Rs.110/-
	Account Closure before 12 months (does not include transfer between branches)	Individuals – Rs 165/- Companies – Rs 552/-
	Charge for Drawing SB cheque for less than Rs. 50/-.	No Charge.
	Cash handling charges for deposits into CA/CC accounts	Upto one bundle – Nil More than one bundle – Rs 110/- per bundle Max Rs 11000/- (P-segment customers – No charge)

Sl No	Item	Service charges
	Cheques/ Bills Deposited returned unpaid-outstation.	Rs.165/- + other bank charges, if any
	Cheques/ Bills deposited returned unpaid- Local (other than through clearing)	Rs.75/ + other bank charges, if any
	Cheque Returned Charges (Outward Clearing)	Amount	Individual		Non-Individual
		Up to Rs 50000	25		50
		Above Rs 50000	50		100
	Duplicate Pass Book/ Statement	With latest balance Rs.110/- (Rs.100/-per ledger folio [40 entries]) for previous entries additional
	Enquiries relating to old records (more than 12 months old)	Rs 110/- per item
	Issue of SB Cheque-MICR and non - MICR	P – SEGMENT		OTHERS
		20 Cheque leaves free in a year		20 Cheque leaves free in a year
		For additional leaves Rs 2 per Cheque leaf		For additional leaves Rs 2 per Cheque leaf
	Issue of CA Cheque- MICR and non - MICR	P – SEGMENT		OTHERS
		25 Cheque leaves free in a year		25 Cheque leaves free in a year
		For additional leaves Rs 2 per Cheque leaf		For additional leaves Rs 2 per Cheque leaf
	Postal Charges	Ordinary - Rs.17/- Regd. / Courier - Rs.39/- upto Rs.50,000/- More than Rs.50,000/- - Rs.45/-
	Stop Payment Instructions	Rs 50/- per instrument upto 3 leaves Range of cheques – Rs 200/-
	Ledger Folio Charges	SB - No charges Current Account (Individuals) – No Charges Current Account (other than individuals) Rs. 605/- per annum Overdraft and Cash Credits Where limit exceeds Rs.25000/- & upto Rs. 2 lacs – Rs. 550 p.a. Limits Above Rs. 2 lacs and upto Rs. 10 lacs - Rs. 825 p.a. Limits Above Rs 10 lacs – Rs. 1650 p.a.

Sl No	Item	Service charges
	Minimum Balance Service Charges	SB Rs 113 /- per quarter (Rural) Rs 226/- per quarter (Non rural) CA – Rs 552/- per quarter at all centres (individuals) Others – Rs 1103/-
	Quarterly Avg Minimum Balance to be maintained: SB : Rs 500 (No cheque book) Rs 1000 (cheque book a/c) CA : Rs 5000 (Non – Rural) Rs 3000 (Rural) {No minimum balance stipulation for pension accounts, no-frills account}
	Payment of Deposit Receipts to another Bank.	Local: Charges as applicable, to issue of Bankers' cheque Outstation: Charges as applicable to Remittances
	Safe Custody Charges a) Scripts (for each scrip) b) Sealed Cover (for each cover) c) Bank's own Deposit Receipt.	a) Rs.100/- per scrip Min.Rs.200/- p.a. or part thereof. b) Rs.200/- per cover p.a. or part thereof. c) Rs 100/- per scrip
	Issue of Deposit at Call Receipt (payable at branch of issue)	Nil
	Safe Deposit Articles	Rs.500/- one time charge. In addition to one time charges Envelope -Rs.100/- p.a. Package-Rs.500/- p.a. Large packet / Box-Rs.1000/- p.a. subject to maximum total dimensions (i.e. length + width + height) should not exceed 100 cm .If exceed 100 C.M Rs.20/cm. (Subject to availability of space)
	Charges for excess debit entries in SB A/c	Rs 5/- per entry (for entries over 30 per half year – other than alternate channel)

Sl No	Item	Service charges
	Setting up Standing Instructions (SI). Processing of SI (other than Bank Transfers)	Rs 50/- Rs.25/- + remittance charges + postage.
	DD Purchase Outstation Cheque (Inclusive of out of pocket expenses)	Interest @ 50 paise % + collection charges + Rs.25. In case of cheques returned unpaid interest at 16% p.a. after adjusting the amount collected @ 50 paise %.
	Photo Attestation Charges	Rs.100/-
	Signature Verification	Rs 50/-
	Record Copy of the Cheque	Rs.50/-per instance
	Interest Certificate	First Free Extra copy Rs.50/- per certificate
	Issue of Balance Certificate	Rs 100/-
	Rental on Safe Deposit Lockers	SIZE (In cubic inches)	METRO / URBAN (Rs)		SEMI – URBAN / RURAL
		SMALL (upto 1000)	1100		827
		MEDIUM (1001 – 2000)	2758		1655
		LARGE (2001 – 3000)	3310		2758
		EXTRA LARGE (above 3000)	5515		4412
	No penalty for late payment. For New lockers, revised rates applicable from the date of implementation. For existing lockers, revised rate applicable from the next due date
	Loss of locker key:		Rs 500 + Actual cost of lock replaced.
	Cheque Returned Charges (For insufficient balance in the account) Cheques drawn on us		Amount	Indivi dual		Others
			Up to Rs 50000	100		150
			Above Rs 50000	150		200

Sl No	Item	Service charges
	Electronic Clearing Services ECS (Credit) / (Debit)	NIL
	ECS (Debit): Return for non-availability of funds	Rs 100/-
	Presentation of Usance Bills	Rs 75/-
	Solvency Certificate Non-commercial Commercial	Rs 331/- Rs.250/- per lac Min. Rs.1100/- Max. Rs.16545/-
	No Due Certificate	Rs.150/- per certificate (Metro/urban) Rs 10/- (Rural and semi-urban)
	Addition or Deletion of Names in Joint Accounts, Change / modification in Nomination / operational instructions	Rs 50
	Allowing operation in account through power of attorney / mandate holder (One time charge)	SB account Rs 100 CC /CA Rs 400
	Change in authorised signatory including reconstitution of account (Other than individuals)	Rs 250/- for every change

CARE: For individuals in rural areas, pensioners and senior citizens, service charges would be 50 % of the applicable charges in respect of the following services: -

· Issue of duplicate passbook / statement of account

· Issue of Cheque books

· Noting of standing instructions

· Stop payment instructions

· Charges for non-maintenance of minimum balance

· Issue of balance certificate

· Signature verification

· Ledger folio charges

· Average Quarterly Minimum balance requirement would also be reduced to 50% for these classes of customers.