S T A T E B A N K O F T R A V A N C O R E

 

SERVICE CHARGES IN VOGUE

 

Sl No

Item

Service charges

  1.  

ATM Services Annual Maintenance Fees

Rs.50/-

(Applicable for all ATM/ Debit cardholders and will be levied at the start of 2nd year)

  1.  

ATM Services- Replacement of Damaged/Misplaced Cards

Rs. 220/- for each case

  1.  

Duplicate PIN / Regeneration of PIN

Rs 55/-

  1.  

Cheques Sent for Collection

(inclusive of out of pocket expenses)

Upto Rs 10000/-

Rs 56

Rs 10001 Rs 100000

Rs 112

Above Rs 100000/-

Rs 168/-

  1.  

Collection of Cheques through Speed Clearing

Above Rs 1 lac

(No charges for lesser amount)

Rs 168/- per instrument

  1.  

Collection of Bills
(inclusive of out of pocket expenses)

Upto Rs 5000/-

Rs 25 + Rs 35

Rs 5001 to Rs 10000

Rs 25 + Rs 75

Above Rs 10000.00

Rs 25 + Rs 6 per 000

Min Rs 125/- ( 25 + 100) and Max Rs 12500/-

  1.  

RTGS Outward

(Both R 41 & 42)

Rs 2 lac to Rs 5 lac Rs 28

Above Rs 5 lac Rs 56

 

As per modified RBI Remittance Facilities Scheme (RBIRFS), service charges for RTGS remittance of funds under the scheme made by Commercial Banks, Co-operative Banks and Financial Institutions are as under:

o         A flat fee of Rs 200/- per transaction for first four remittances in a week

o         Service Charge @ of Rs 1.00 per Rs 1000. Min Rs 200/- Max Rs 1500/- per transaction for the 5th remittance onwards in a week (Cir Ltr ACTS/GA18/79/2007)

o         However, if the transfer is effected electronically, charges are as given under Item 6 above.

  1.  

NEFT Outward

Upto Rs 100000/- Rs 6/-

Rs 1 lac to Rs 2 lac Rs 17-

Above Rs 200000 - Rs 28/-

SBGRPT Outward

Same as above

 

9

RTGS / NEFT / SBGRPT Inward

Nil

Sl No

Item

Service charges

  1.  

 

Funds transfer through Internet Banking:

 

RTGS Outward:

Rs 2 lac to Rs 5 lac Rs 28

Above Rs 5 lac Rs 56

NEFT Outward

Upto Rs 100000 Rs 6/-

Rs 1 lac to Rs 2 lac Rs 17-

Above Rs 200000/- Rs 28/-

  1.  

 

 

Issue of Demand Drafts

Upto Rs 10000/-

Rs 30/-

Above Rs 10000/-

 

 

Rs 2.50 per 000

(Min Rs 50/- Max Rs 12500/-)

No cash remittance permissible for issue of Drafts of Rs.50000 and above.

  1.  

 

 

Bankers' Cheque



Upto Rs 10000/-

Rs30/-

Above Rs 10000/-

 

 

Rs 2.50 per 000

(Min Rs 50/-

Max Rs 12500/-)

No cash remittance permissible for issue of BC's of Rs.50000 and above.

  1.  

Issue of Duplicate Bankers Cheque / STDR

Rs.110/-

  1.  

Issuance of Duplicate Demand Draft

 

Rs 110/- per draft

 

  1.  

Revalidation/Cancellation of Drafts / Bankers' cheque

Rs.110/-

  1.  

Account Closure before 12 months (does not include transfer between branches)

Individuals Rs 165/-

Companies Rs 552/-

 

  1.  

Charge for Drawing SB cheque for less than Rs. 50/-.

No Charge.

 

  1.  

Cash handling charges for deposits into CA/CC accounts

Upto one bundle Nil

More than one bundle Rs 110/- per bundle

Max Rs 11000/-

(P-segment customers No charge)

 

 

 

 

Sl No

Item

Service charges

  1.  

Cheques/ Bills Deposited returned unpaid-outstation.

Rs.165/- + other bank charges, if any

  1.  

Cheques/ Bills deposited returned unpaid- Local (other than through clearing)

Rs.75/ + other bank charges, if any

 

  1.  

Cheque Returned Charges (Outward Clearing)

Amount

Individual

Non-Individual

Up to Rs 50000

25

50

Above Rs 50000

50

100

  1.  

Duplicate Pass Book/ Statement

With latest balance Rs.110/- (Rs.100/-per ledger folio [40 entries]) for previous entries additional

  1.  

Enquiries relating to old records (more than 12 months old)

Rs 110/- per item

  1.  

Issue of SB Cheque-MICR and non - MICR

P SEGMENT

OTHERS

20 Cheque leaves free in a year

20 Cheque leaves free in a year

For additional leaves

Rs 2 per Cheque leaf

For additional leaves

Rs 2 per Cheque leaf

  1.  

Issue of CA Cheque- MICR and non - MICR

P SEGMENT

OTHERS

25 Cheque leaves free in a year

25 Cheque leaves free in a year

For additional leaves

Rs 2 per Cheque leaf

For additional leaves Rs 2 per Cheque leaf

  1.  

Postal Charges

Ordinary - Rs.17/-
Regd. / Courier - Rs.39/- upto Rs.50,000/-
More than Rs.50,000/- - Rs.45/-

  1.  

Stop Payment Instructions

Rs 50/- per instrument upto 3 leaves

Range of cheques Rs 200/-

  1.  

Ledger Folio Charges

 

 

SB - No charges

Current Account (Individuals) No Charges

Current Account (other than individuals)

Rs. 605/- per annum

 

Overdraft and Cash Credits

Where limit exceeds

Rs.25000/- & upto

Rs. 2 lacs Rs. 550 p.a.

Limits Above Rs. 2 lacs and upto

Rs. 10 lacs - Rs. 825 p.a.

Limits Above Rs 10 lacs Rs. 1650 p.a.

 

Sl No

Item

Service charges

  1.  

Minimum Balance

Service Charges

 

 

SB Rs 113 /- per quarter (Rural)

Rs 226/- per quarter (Non rural)

 

CA Rs 552/- per quarter at all centres (individuals)

Others Rs 1103/-

 

Quarterly Avg Minimum Balance to be maintained:

 

SB : Rs 500 (No cheque book) Rs 1000 (cheque book a/c)

 

CA : Rs 5000 (Non Rural) Rs 3000 (Rural)

 

{No minimum balance stipulation for pension accounts, no-frills account}

 

  1.  

Payment of Deposit Receipts to another Bank.

Local: Charges as applicable, to issue of Bankers' cheque
Outstation: Charges as applicable to Remittances

  1.  

Safe Custody Charges
a) Scripts (for each scrip)

b) Sealed Cover (for each cover)

c) Bank's own Deposit Receipt.

 

a) Rs.100/- per scrip Min.Rs.200/- p.a. or part thereof.

b) Rs.200/- per cover p.a. or part thereof.


c) Rs 100/- per scrip

  1.  

Issue of Deposit at Call Receipt (payable at branch of issue)

Nil

  1.  

Safe Deposit Articles

Rs.500/- one time charge.

In addition to one time charges
Envelope -Rs.100/- p.a.
Package-Rs.500/- p.a.
Large packet / Box-Rs.1000/- p.a. subject to maximum total dimensions (i.e. length + width + height) should not exceed 100 cm .If exceed 100 C.M Rs.20/cm. (Subject to availability of space)

  1.  

Charges for excess debit entries in SB A/c

 

Rs 5/- per entry (for entries over 30 per half year other than alternate channel)

 

 

 

 

 

 

Sl No

Item

Service charges

  1.  

Setting up Standing Instructions (SI).

Processing of SI (other than Bank Transfers)

 

Rs 50/-

 

 

Rs.25/- + remittance charges + postage.

  1.  

DD Purchase Outstation Cheque

(Inclusive of out of pocket expenses)

Interest @ 50 paise % + collection charges + Rs.25. In case of cheques returned unpaid interest at 16% p.a. after adjusting the amount collected @ 50 paise %.

  1.  

Photo Attestation Charges

Rs.100/-

  1.  

Signature Verification

Rs 50/-

  1.  

Record Copy of the Cheque

Rs.50/-per instance

  1.  

Interest Certificate

First Free Extra copy Rs.50/- per certificate

  1.  

Issue of Balance Certificate

Rs 100/-

  1.  

 

Rental on Safe Deposit Lockers

 

 

 

 

SIZE

(In cubic inches)

METRO /

URBAN

(Rs)

SEMI URBAN / RURAL

 

SMALL

(upto 1000)

1100

 

827

 

MEDIUM

(1001 2000)

 

2758

1655

LARGE

(2001 3000)

 

3310

2758

EXTRA LARGE

(above 3000)

5515

4412

No penalty for late payment. For New lockers, revised rates applicable from the date of implementation. For existing lockers, revised rate applicable from the next due date

  1.  

 

Loss of locker key:

Rs 500 + Actual cost of lock replaced.

  1.  

Cheque Returned Charges (For insufficient balance in the account)

 

Cheques drawn on us

 

Amount

Indivi

dual

Others

Up to Rs 50000

100

150

Above Rs 50000

150

200

 

Sl No

Item

Service charges

  1.  

Electronic Clearing Services

 

ECS (Credit) / (Debit)

NIL

  1.  

ECS (Debit): Return for non-availability of funds

Rs 100/-

  1.  

Presentation of Usance Bills

Rs 75/-

  1.  

Solvency Certificate

Non-commercial

Commercial

 

Rs 331/-

Rs.250/- per lac
Min. Rs.1100/-
Max. Rs.16545/-

  1.  

No Due Certificate

Rs.150/- per certificate (Metro/urban)

 

Rs 10/- (Rural and semi-urban)

  1.  

Addition or Deletion of Names in Joint Accounts, Change / modification in Nomination / operational instructions

Rs 50

  1.  

Allowing operation in account through power of attorney / mandate holder (One time charge)

SB account Rs 100

CC /CA Rs 400

  1.  

Change in authorised signatory including reconstitution of account

(Other than individuals)

Rs 250/- for every change

 

 

CARE: For individuals in rural areas, pensioners and senior citizens, service charges would be 50 % of the applicable charges in respect of the following services: -

 

        Issue of duplicate passbook / statement of account

        Issue of Cheque books

        Noting of standing instructions

        Stop payment instructions

        Charges for non-maintenance of minimum balance

        Issue of balance certificate

        Signature verification

        Ledger folio charges

        Average Quarterly Minimum balance requirement would also be reduced to 50% for these classes of customers.