REVISED SERVICE CHARGES

Sl No

    Item

Service charges

ATM Services Annual Maintenance Fees

Rs.50/-

(Applicable for all ATM/ Debit cardholders and will be levied at the start of 2nd year)

ATM Services- Replacement of Damaged/Misplaced Cards

Rs. 220/- for each case

Duplicate PIN / Regeneration of PIN

Rs 55/-

ATM Cards used in other Bank ATMs for withdrawal

Max Rs.20/- per withdrawal

ATM Cards used in other Bank ATMs for Balance Enquiry

Free of Charge

Cheques Sent for Collection

(inclusive of out of pocket expenses)

Upto  Rs 10000/-          

Rs 56 per instrument

Rs 10001 – Rs 100000

Rs 112 per instrument

Rs 100001 & above       

Rs 168 per instrument

Collection of Bills
(inclusive of out of pocket expenses)
 

Upto Rs 5000/- 

Rs 25 + Rs 35

Rs 5001 to Rs 10000 –

Rs 25 + Rs 75

Above  Rs 10000.00    

Rs 25 + Rs 6 per ‘000

Min Rs 125/- ( 25 + 100) and  Max   Rs 12500/- 

RTGS – Outward  

Rs.1 lakh to less than Rs.5 lakhs

Rs. 5 lakhs and above

Both R41(Personal) & R42(Inter-Bank)

Rs. 28/- per Transaction

Rs. 56/- per Transaction

As per modified RBI Remittance Facilities Scheme (RBIRFS), service charges for RTGS remittance of funds under the scheme made by Commercial Banks, Co-operative Banks and Financial Institutions are as under:

*    A flat fee of Rs 200/- per transaction for first four remittances in a week

*    Service Charge @ of Rs 1.00 per Rs 1000. Min Rs 200/- Max Rs 1500/- per transaction for the 5th remittance onwards in a week

However, if the transfer is effected electronically, charges are as given under Item 6 above.

RTGS/NEFT/ECS-Inward

No Charges

Upto Rs.1 lakh

Rs.1 lakh and above

Rs. 6/-per Transaction

Rs.28/- per Transaction

SBGRPT– Outward  

Upto Rs.1 lakh

Rs.1 lakh and above

Rs. 6/-per Transaction

Rs.28/- per Transaction

SBGRPT– Inward

NIL

Internet Banking: (funds transfer through)

RTGS – Outward  

Rs.1 lakh to less than Rs.5 lakhs

Rs. 5 lakhs and above

Rs 28 /- per transaction (between customers)  

Rs.56/- per Transaction

 NEFT/SBGRPT 

Outward

Upto Rs.1 lakh

Rs.1 lakh and above

Rs. 6/-per Transaction

Rs.28/- per Transaction

Issue of Demand Drafts

Upto Rs 10000/-

Rs 30/-

Above Rs 10000/-

 Rs 2.50 per ‘000  
(Min Rs 50/-  Max Rs 12500)

Bankers' Cheque

Upto Rs 10000/-

Rs30/-

Above Rs 10000/-

Rs 2.50 per ‘000

(Min Rs 50/- 

Max Rs 12500/-)

No cash remittance permissible for issue of BC's of Rs.50000 and above

Issue of Duplicate Bankers Cheque/STDR

Rs.110/-

Issuance of Duplicate Demand Draft

Rs 110/- per draft

Revalidation/Cancellation of Drafts/Bankers' cheque

Rs.110/-

Account Closure before 12 months (does not include transfer between branches)

Individuals  – Rs 165/-

Companies – Rs 552/-

Charge for Drawing SB cheque for less than Rs. 50/-.

No Charge.

Cash handling charges for deposits into CA/CC accounts

Upto one bundle – Nil

More than one bundle – Rs 110/- per bundle

                                   Max Rs 11000/-

(P-segment customers – No charge)

Cheques/ Bills Deposited returned unpaid-outstation.

Rs.165/- + other bank charges, if any

Cheques/ Bills deposited returned unpaid- Local

Rs.75/ + other bank charges, if any

Amount

Individual

Non Individual

Duplicate Pass Book/ Statement

With latest balance Rs.110/- (Rs.110/-per ledger folio [40 entries]) for previous entries additional

Enquiries relating to old records (more than 12 months old)

Rs 110/- per item

Issue of SB Cheque-MICR and non - MICR

20 Cheque leaves free in a year

 For additional leaves - Rs 2 per Cheque leaf

Issue of CA Cheque- MICR and non - MICR

25 Cheque leaves free in a year

For additional leaves -  Rs 2 per Cheque leaf

Postal Charges

Ordinary - Rs.17/-
Regd. / Courier - Rs.39/- upto Rs.50,000/-
More than Rs.50,000/- - Rs.45/-

Stop Payment Instructions

Rs 50/- per instrument upto 3 leaves

Range of cheques – Rs 200/-

Ledger Folio Charges

SB - No charges

Current Account (Individuals) – No Charges

Current Account (other than individuals)

Rs. 605 per annum

   
Overdraft and Cash Credits

Where limit exceeds 

Rs.25000/- & upto

Rs. 2 lacs – Rs. 550 p.a.

Limits Above Rs. 2 lacs and upto

Rs. 10 lacs  - Rs. 825 p.a.

Limits Above Rs 10 lacs – Rs. 1650 p.a.

Minimum Balance

Service Charges

(No change in the minimum balance stipulated)

Rs 113 /- per quarter (Rural)

Rs 226/- per quarter(Non rural)

CA – Rs 552/- per quarter at all centres (individuals)

Others – Rs 1103/-

Quarterly Avg Minimum Balance to be maintained:

SB : Rs 500 (No cheque book)  Rs 1000 (cheque book a/c)

CA : Rs 5000 (Non – Rural) Rs 3000 (Rural)

{No minimum balance stipulation for pension accounts, no-frills account}

Payment of Deposit Receipts to another Bank.

Local: Charges as applicable, to issue of Bankers' cheque
Outstation: Charges as applicable to Remittances

Safe Custody Charges
a) Scripts (for each scrip)
b) Sealed Cover (for each cover)
c) Bank's own Deposit Receipt.

a) Rs.100/- per scrip Min.Rs.200/- p.a. or part thereof.

b) Rs.200/- per cover p.a. or part thereof.

c) Rs 100/- per scrip

Issue of Deposit at Call Receipt (payable at branch of issue)

Nil

Safe Deposit Articles

Rs.500/- one time charge.

In addition to one time charges
Envelope -Rs.100/- p.a.
Package-Rs.500/- p.a.
Large packet / Box-Rs.1000/- p.a. subject to maximum total dimensions (i.e. length + width + height) should not exceed 100 cm .If exceed 100 C.M Rs.20/cm. (Subject to availability of space)

Charges for excess debit entries in SB A/c

Rs 5/- per entry (for entries over 30 per half year – other than alternate channel)

Setting up Standing Instructions (SI).

Processing of SI (other than Bank Transfers)

Rs 50/-

Rs.25/- + remittance charges + postage.

DD Purchase Outstation Cheque

(Inclusive of out of pocket expenses)

Interest @ 50 paise % + collection charges + Rs.25.  In case of cheques returned unpaid interest at 16% p.a. after adjusting the amount collected @ 50 paise %.

Photo Attestation Charges

Rs.100/-

Signature Verification

Rs 50/-

Record Copy of the Cheque

Rs.50/-per instance

Interest Certificate

First Free Extra copy Rs.50/- per certificate

Rental on Safe Deposit Lockers

SIZE

(In cubic inches)

METRO /

URBAN

(Rs)

SEMI-URBAN / RURAL

(Rs)

SMALL

(upto 1000)

1100

827

MEDIUM

(1001 – 2000)

2758

1655

LARGE

(2001 – 3000)

3310

2758

EXTRA LARGE

(above 3000)

5515

4412

No penalty for late payment. For New lockers, revised rates applicable

 from the date of implementation. For existing lockers, revised rate

 applicable from the next due date

Loss of locker key:

Rs 500 + Actual cost of lock replaced.

Cheque Returned Charges (For insufficient balance in the account)

Cheques drawn on us

Amount

Issue of Balance Certificate

Rs 100/-

Electronic Clearing Services

ECS(Credit)/ (Debit)

NIL

ECS (Debit): Return for non-availability of funds

Rs 100/-

Presentation of Usance Bills

Rs 75/-

Solvency Certificate

Non-commercial

Commercial

Rs 331/-

Rs.250/- per lac
Min. Rs.1100/-
Max. Rs.16545/-

No Due Certificate

Rs.150/- per certificate (Metro/urban)

Rs 10/- (Rural and semi-urban)

Addition or Deletion of Names in Joint Accounts, Change / modification in Nomination / operational instructions

Rs.50/-

Allowing operation in account through power of attorney / mandate holder (One time charge)

SB account        Rs 100

Change in authorised signatory including reconstitution of account

Rs.250/- per every change

Conversion of Inoperative Account to Operative Accounts

Individual

Non Individual

SB

50

100

CA

100

200