WELFARE
MEASURES
State
Bank of Travancore, premiere bank in Kerala, has been very proactive in
extending several lending and non lending activities through its branch network
to all categories of weaker section in general and Scheduled castes, Scheduled
tribes and Minority communities in particular. All our branches are sanctioning
loans recommended by SC/ST Corporation, Block Development Office and other
development agencies. Women, Physically handicapped persons, Slum dwellers and
those in the lower strata of the society are given special preference in
sanctioning of loans. The data relating to this is as under.
PRIORITY SECTOR LENDING TO SCHEDULED CASTE,
SCHEDULED TRIBE AND MINORITY COMMUNITY BENEFICIARIES AS ON MARCH 2009.
(Amount in Crores)
|
Total Priority Sector Advances |
13352 |
|
% of Priority Sector Advances to Adjusted Net Bank
Credit |
46.43% |
|
Advances to Minority Communities |
2318 |
|
% of Advance to Minority communities to Total
Priority Sector Advances |
17.55% |
|
Advances to Scheduled Castes/Scheduled Tribes to
Total Priority Sector Advances. |
1120 |
|
% of Advance to Scheduled Castes/Scheduled Tribes
to Total Priority Sector Advances |
8.48% |
The
Bank is conducting Entrepreneur Development Programmes for the above categories
of people frequently in every year. Bank has conducted 10 such Entrepreneur
Development Programmes in 2007-2008. Our Bank has bagged a special award for
implementation of PMRY during 2005-2006 and 2006-2007.
The
Bank’s assistance to weaker sections under non-lending programmes is extended
mostly through social circles formed in the branches, and controlled by
Community Service Banking division functioning at Head Office of the Bank. We
furnish hereunder some of such major activities of the 537 social circles:
1.Blood
Donation Camps.
2.Eye
Donation Camps.
3.Free
Medical Camps.
4.Rehabilitation
Programmes for destitutes.
5.Free
wheel chairs for Physically Handicapped Persons.
6.Programmes
for improving the facilities of orphanage care homes, and geriatric centers.
7.Programmes
for the benefit of student community.
Besides
the above, the Bank, as part of its welfare measures undertakes the following
for existing/retired staff members and their family members:
1.Scholarship
and tuition fee reimbursement to eligible wards of staff members.
2.Reimbrsement
of outpatient bills for specified diseases.
3.Subsidised
canteen facilities.
4.Health
club and Medical center.
5.Holiday
home facilities.
6.Reimbursement
of Medical checkup for Retired bank staff.
7.Sports
and other cultural activities.
8.Staff
recreation club.
9.Life
insurance scheme.