Salary Packages

Corporate/PSUs
Government
Defence

  Silver Gold Diamond Platinum
Eligibility Gross Monthly Salary between Rs.5,000/- and Rs.20,000/- Gross Monthly Salary between Rs.20,000/- and Rs.50,000/- Gross Monthly Salary between Rs.50,000/- and Rs.1 lakh Gross monthly salary above Rs.100,000/-
Minimum Balance NIL NIL NIL
 
NIL
ATM cum Debit Card Free - Domestic Card Free - International Card Free – International Card Free – Platinum Card
Credit Card Not applicable Not applicable Arranged from SBI Cards, subject to conditions Arranged from SBI cards, subject to conditions
Internet Banking Free funds transfer, inclusive of third party transfer upto Rs.5 lac per day. Free payment of utility bills. Payment Gateway charges on actual basis applicable. Free funds transfer, inclusive of third party transfer upto Rs.5 lac per day. Free payment of utility bills. Payment Gateway charges on actual basis applicable. Free funds transfer, inclusive of third party transfer upto Rs.5 lac per day. Free payment of utility bills. Payment Gateway charges on actual basis applicable. Free funds transfer, inclusive of third party transfer upto Rs.5 lac per day. Free payment of utility bills. Payment Gateway charges on actual basis applicable.
Welcome Kit Welcome Kit with non-personalized ATM card and non-personalised cheque book. The customer can also collect an internet kit comprising user id and password. Welcome Kit with non-personalized ATM card and non-personalised cheque book. The customer can also collect an internet kit comprising user id and password. Welcome Kit with non-personalized ATM card and non-personalised cheque book. The customer can also collect an internet kit comprising user id and password. Welcome Kit with non-personalized ATM card and non-personalised cheque book. The customer can also collect an internet kit comprising user id and password.
Cheque facility One cheque book of 20 leaves free in a year, extra leaves available at Rs.3 per leaf. However, the accounts with a Quarterly Average Balance of Rs.25,000/- will be provided another cheque book of 20 leaves at free of cost. One cheque book of 20 leaves free in a year, extra leaves available at Rs.3 per leaf. However, the accounts with a Quarterly Average Balance of Rs.25,000/- will be provided another cheque book of 20 leaves at free of cost. One cheque book of 20 leaves free in a year, extra leaves available at Rs.3 per leaf. However, the accounts with a Quarterly Average Balance of Rs.25,000/- will be provided another cheque book of 20 leaves at free of cost. One cheque book of 20 leaves free in a year, extra leaves available at Rs.3 per leaf. However, the accounts with a Quarterly Average Balance of Rs.25,000/- will be provided another cheque book of 20 leaves at free of cost.
Anywhere Banking Maximum limit for transfer transaction per day will be Rs.10 lac(including third party transfers).
All withdrawal and deposit transactions free at home branch. At non-home branches, cash deposits allowed at applicable rates. Cash withdrawal restricted up to Rs.50,000/- for self. No cash payment to third party;
Maximum limit for transfer transaction per day will be Rs.10 lac ( including third party transfers).

All withdrawal and deposit transactions free at home branch. At non-home branches, cash deposits allowed at applicable rates. Cash withdrawal restricted up to Rs.50,000/- for self. No cash payment to third party;
Maximum limit for transfer transaction per day will be Rs.10 lac(including third party transfers).

All withdrawal and deposit transactions free at home branch. At non-home branches, cash deposits allowed at applicable rates.Cash withdrawal restricted up to Rs.50,000/- for self. No cash payment to third party;
Maximum limit for transfer transaction per day will be Rs.10 lac(including third party transfers)


All withdrawal and deposit transactions free at home branch.
At non-home branches, cash deposits allowed at applicable rates. Cash withdrawal restricted up to Rs.50,000/- for self. No cash payment to third party;
Easy Overdraft upto 2 Month's salary (Request for OD Facility –Annexure-A) Rate of interest: As applicable to clean overdraft .- limited to 2 month's Net Salary. OD to be reviewed every 6 months. (Can be converted into a Personal Loan on application). Rate of interest: As applicable to clean overdraft -. limited to 2 month's Net Salary OD to be reviewed every 6 months. (Can be converted into a Personal Loan on application). Rate of interest: : As applicable to clean overdraft - limited to 2 month's Net Salary OD to be reviewed every 6 months. (Can be converted into a Personal Loan on application). Rate of interest: : As applicable to clean overdraft - limited to 2 month's Net Salary OD to be reviewed every 6 months. (Can be converted into a Personal Loan on application).
Optional Account Statement in Lieu of Passbook Free monthly e-statement. If customer chooses to have passbook, the same will be provided. Free monthly e-statement. If customer chooses to have passbook, the same will be provided. Free monthly e-statement. If customer chooses to have passbook, the same will be provided. Free monthly e-statement. If customer chooses to have passbook, the same will be provided.
Transactions at home Branch All Cash Withdrawal transactions and Deposit transactions free. All Cash Withdrawal transactions and Deposit transactions free. All Cash Withdrawal transactions and Deposit transactions free. All Cash Withdrawal transactions and Deposit transactions free.
Transactions at ATM Any number of transactions subject to a maximum limit of Rs.40,000 per day . Any number of transactions subject to a maximum limit of Rs.40,000/- for domestic and $ 1,000 per day for International Card Any number of transactions subject to a maximum limit of Rs.40,000/- for domestic and $ 1,000 per day for International Card Any number of transactions subject to a maximum limit of Rs.1,00,000/- for domestic and $ 1,000 per day for International Card. Platinum Card will be issued.
Transaction at Other Bank ATMs 5 transactions (financial & non-financial) in Savings account per month with a maximum cash withdrawal of Rs.10,000/- at one time. 5 transactions (financial & non-financial) in Savings account per month with a maximum cash withdrawal of Rs.10,000/- at one time. 5 transactions (financial & non-financial) in Savings account per month with a maximum cash withdrawal of Rs.10,000/- at one time. 5 transactions (financial & non-financial) in Savings account per month with a maximum cash withdrawal of Rs.10,000/- at one time.
POS Transactions per day subject to availability of balance in the account Maximum Rs.50,000/- per day ( subject to availability of balance in the account) Maximum Rs.75,000/- per day ( subject to availability of balance in the account) Maximum Rs.100,000/- per day ( subject to availability of balance in the account) Maximum Rs.2.00 lac per day ( subject to availability of balance in the account)
RTGS/NEFT charges for CSP customers Available at standard rates Available at standard rates Available at standard rates Available at standard rates
RTGS/NEFT charges for Corporates The NEFT/RTGS charges waived for Corporates/ Institutions while uploading through CINB The NEFT/RTGS charges waived for Corporates/ Institutions while uploading through CINB The NEFT/RTGS charges waived for Corporates/ Institutions while uploading through CINB The NEFT/RTGS charges waived for Corporates/ Institutions while uploading through CINB
Collection of cheques No free collection of cheques No free collection of cheques Free collection of cheques with a ceiling upto Rs.25,000/- per instance and 3 times per month. Immediate credit of outstation cheques within an overall limit of Rs.50,000/- outstanding at any time. Free collection of cheques with a ceiling upto Rs.25,000/- per instance and 3 times per month. Immediate credit of outstation cheques within an overall limit of Rs.50,000/- outstanding at any time.
Mobile Banking No charges for funds transfer upto Rs.50,000/ No charges for funds transfer upto Rs.50,000/- No charges for funds transfer upto Rs.50,000/ No charges for funds transfer upto Rs.50,000/-
Autosweep facility Autosweep of Rs.10,000/- with a threshold limit of Rs.5000/- in the savings account. TDR/STDR to be created for a minimum amount of Rs.10,000/- and in multiples of Rs.1000/- thereafter. Autosweep of Rs.10,000/- with a threshold limit of Rs.5000/- in the savings account.
TDR/STDR to be created for a minimum amount of Rs.10,000/- and in multiples of Rs.1000/- thereafter.
Autosweep of Rs.10,000/- with a threshold limit of Rs.5000/- in the savings account.
TDR/STDR to be created for a minimum amount of Rs.10,000/- and in multiples of Rs.1000/- thereafter.
Autosweep of Rs.10,000/- with a threshold limit of Rs.5000/- in the savings account.

TDR/STDR to be created for a minimum amount of Rs.10,000/- and in multiples of Rs.1000/- thereafter.
Demat facility Demat(3 in 1) facility available Dema t(3 in 1) facility available Demat(3 in 1) facility available Demat(3 in 1) facility available
Preferential allotment of lockers Priority allotment of lockers (within the quota of BM) Priority allotment of lockers(within the quota of BM) Priority allotment of lockers(within the quota of BM) Priority allotment of lockers(within the quota of BM).
Sanction of P segment home loans Pre approved Home loans/ Car loans/Personal loans, linked
to repayment capacity and subject to conditions
Pre approved Home loans/ Car loans/Personal loans, linked
to repayment capacity and subject to conditions
Pre approved Home loans/ Car loans/ Personal loans, linked
to repayment capacity and subject to conditions
Pre approved Home loans/ Car loans/ Personal loans, linked
to repayment capacity and subject to conditions
Concessions in Housing loans Interest rate at Base rate, presently 10.25% p.a.
50% waiver of processing charges.
Interest rate at Base rate, presently 10.25% p.a.
50% waiver of processing charges.
Interest rate at Base rate, presently 10.25% p.a.
50% waiver of processing charges.
Interest rate at Base rate, presently 10.25% p.a.
50% waiver of processing charges.
Concessions in Car loans 0.25% concession in interest rates of car loan, for
all variants, as per H.O circular PSB 70 of 2014
dated 14.10.2014.Minimum interest rate 0.25% above
Base rate.50% waiver of processing charges
0.25% concession in interest rates of car loan,
for all variants, as per H.O circular PSB 70
of 2014 dated 14.10.2014.Minimum interest rate 0.25%
above Base rate.50% waiver of processing charges
0.25% concession in interest rates of car loan,
for all variants, as per H.O circular PSB 70 of 2014
dated 14.10.2014.Minimum interest rate 0.25% above Base rate.
50% waiver of processing charges
0.25% concession in interest rates of car loan,
for all variants, as per H.O circular PSB 70 of 2014
dated 14.10.2014.Minimum interest rate 0.25% above Base rate.
50% waiver of processing charges
Concessions in other personal loans 0.25% concession in interest rates on New Personal loans
for Corporates, with check off facility.
50% waiver of processing charges.
0.25% concession in interest rates on New Personal loans
for Corporates, with check off facility.
50% waiver of processing charges.
0.25% concession in interest rates on New Personal loans
for Corporates, with check off facility.
50% waiver of processing charges.
0.25% concession in interest rates on New Personal loans
for Corporates, with check off facility.
50% waiver of processing charges.
Free Personal Accident Insurance Personal Accident Insurance cover of Rs.2 lacs,
on accidental death, at concessional rates
at depositor's cost.
Personal Accident Insurance cover of Rs.2 lacs,
on accidental death, at concessional rates
at depositor's cost.
Personal Accident Insurance cover of Rs.4 lacs,
on accidental death, at concessional rates
at depositor's cost.
Personal Accident Insurance cover of Rs.4 lacs,
on accidental death, at concessional rates
at depositor's cost.
Product Code 1028-1431 1028-1441 1028-1451 1028-1461
Parameters Features(Zero Balance SB Account)
Eligibility State Govt. employees / Permanent employees of Institutions/ Companies/ Universities etc whose salaries are routed through our Bank
Minimum Balance Zero Balance with no maintenance charges
ATM Cum Debit Card Free ATM Card with unlimited number of transactions and no annual maintenance charges.
Internet Banking Free (charges applicable to third party sites payable).
Free fund transfer between our Branches.
Mobile Banking Free Mobile Banking and Free SMS alert.
Inter core transactions Free including non-home txns. Core Banking – free frnds transfer between the branches, if donoe through Internet Banking. Permit bulk uploads through tricklefeed to non-home branches.
Concession on Housing Loans, Car Loans and Personal Loans 0.25% concession on P segment loans; provided the rate does not go below SBT base rate
Processing charges for P segment loans waived
Utility Bill Payments through internet Free of cost
Other concessions 5% concession in Margin requirements on Home Loan (upto Rs.0.50 Cr) and Car loans (new cars)
Account statement Free e-statement
  Silver Gold Diamond Platinum
Eligibility PBORS and Civilian staff below Officer Rank Majors, Captains, Lieutenants or equivalent in Indian Air Force or Indian Navy and Civilian Officers Lieutenant Colonels and Colonels or equivalent in Indian Aire Force or Indian Navy Brigadiers and above or equivalent in Indain Air Force or Indian Navy.
Min. Bal and Lifetime Unique a/c no NIL
available
NIL
available
NIL
available
NIL
available
ATM cum Debit Card

Free –unlimited no of txns - for domestic card.

No annual maintenance charges.

Free – unlimited no of txns -International Gold Debit card.

No annual maintenance charges.

Free – International card

No annual maintenance charges.

Free – Platinum card

No annual maintenance charges.

ATM Txns Any number of transactions. Max limit Rs. 40000/- per day. Any number of transactions. Max limit $ 1000 per day (Rs. 50000/- for International card. Any number of transactions. Max limit $ 1000 per day (Rs. 50000/- for International card. Any number of txns. Max limit $ 1000 per day (Rs. 50000/- for International card.
Internet Banking / Mobile Banking Free funds transfer, upto Rs.5 lakh per day. Free payment of utility bills. Payment Gateway charges on actual basis applicable. Free funds transfer, upto Rs.5 lakh per day. Free payment of utility bills. Payment Gateway charges on actual basis applicable Free funds transfer, upto Rs.5 lakh per day. Free payment of utility bills. Payment Gateway charges on actual basis applicable Free funds transfer, upto Rs.5 lakh per day. Free payment of utility bills. Payment Gateway charges on actual basis applicable
RTGS / NEFT Free Free Free Free
Preferential allotment of lockers and concession in locker charges Available
Nil
Available
Nil
Available
Nil
Available
Nil
Utility Bill Payment through internet/Mobile Banking Free of cost Free of cost Free of cost Free of cost
Core Power (1) Txns at non-home branches
(2) Transfer of funds between SBT brs.
Charges as applicable Charges as applicable Charges as applicable Charges as applicable
Cheque Book and Multi City Cheques Unlimited, free.
Cheque Leaf charges and Payment charges - NIL
Unlimited, free.
Cheque Leaf charges and Payment charges - NIL
Unlimited, free.
Cheque Leaf charges and Payment charges - NIL
Unlimited, free.
Cheque Leaf charges and Payment charges - NIL
Draft Issue- No of free drafts per month, ceiling Rs. 50000/-, on each draft, issued through transfer from DSP a/c. 5 (Not applicable for cash entries) 10 (Not applicable for cash entries 25 (Not applicable for cash entries Unlimited
Easy Overdraft ROI : as applicable to clean Overdraft.Limited to 2 months' net salary. Adjusted from the next salary within a period of 6 months. Can be converted into a Personal Loan repayable within 48 months. ROI : as applicable to clean Overdraft.Limited to 2 months' net salary. Adjusted from the next salary within a period of 6 months. Can be converted into a Personal Loan repayable within 48 months. ROI : as applicable to clean Overdraft.Limited to 2 months' net salary. Adjusted from the next salary within a period of 6 months. Can be converted into a Personal Loan repayable within 48 months. ROI : as applicable to clean Overdraft.Limited to 2 months' net salary. Adjusted from the next salary within a period of 6 months. Can be converted into a Personal Loan repayable within 48 months.
Savings Plus (Auto Sweep Facility) Threshold amt Rs.5000/- TDRs/STDRs to be created for a min. amount of Rs. 10000/- (and in multiples of Rs. 1000/-) in any one instance. Threshold amt Rs.5000/- TDRs/STDRs to be created for a min. amount of Rs. 10000/- (and in multiples of Rs. 1000/-) in any one instance Threshold amt Rs.5000/- TDRs/STDRs to be created for a min. amount of Rs. 10000/- (and in multiples of Rs. 1000/-) in any one instance Threshold amt Rs.5000/- TDRs/STDRs to be created for a min. amount of Rs. 10000/- (and in multiples of Rs. 1000/-) in any one instance
Interest concession on PSB loans, ie. Home / Car loan, Xpress Credit & other personal loans 25 bps less than the card rate; provided the rate does not go below the SBT Base Rate 25 bps less than the card rate; provided the rate does not go below the SBT Base Rate 25 bps less than the card rate; provided the rate does not go below the SBT Base Rate 25 bps less than the card rate; provided the rate does not go below the SBT Base Rate
Concession in margin on Home loan (upto Rs.0.50 cr only) and Car loans (for new cars only) 5% 5% 5% 5%
Processing charge on PSB loans waived waived waived waived
3 in 1 a/c: demat, share trading and Savings a/c Chargeable Initial one time account opening charges waived Initial one time account opening charges waived Initial one time account opening charges waived
Sanction of P seg home loans Pre approved home loans/car loans/personal loans, linked to repayment capacity and subject to conditions Pre approved home loans/car loans/personal loans, linked to repayment capacity and subject to conditions Pre approved home loans/car loans/personal loans, linked to repayment capacity and subject to conditions Pre approved home loans/car loans/personal loans, linked to repayment capacity and subject to conditions
Free Personal Accident Insurance Cover upto Rs. 2 lacs at depositor's cost Cover upto Rs. 2 lacs at depositor's cost Cover upto Rs. 2 lacs at depositor's cost Cover upto Rs. 2 lacs at depositor's cost